TALB Member Benefits

Sometimes a new teacher may wonder why most teachers join their professional organization and what benefits are available to those who do. TALB members are entitled to many benefits that are unavailable to fee payers or non-members. Those benefits are either automatic at no cost once membership is established, available upon request at no extra cost, or available at reduced costs and discounted rates. Some comparisons of those benefits for TALB/CTA/NEA members compared to non-members/agency-fee payer are as follow:

• $1,000,000 liability insurance
• CTA Death & Dismemberment Plan
• Dues TALB Life Insurance
• TALB $3,000 Survivor Benefit
• Legal services
• Representation and assistance in solving employment problems
• Discounted insurance rates
• Financial planning
• Career insurance
• Low-interest credit cards and lines of credit
• Participation in all TALB/CTA/NEA activities
• Ability to elect officers and vote in all elections
• Ability to influence Association activities with input & ideas

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Economic Benefits and Services

In addition to the broad professional services for which professional associations exist, NEA, CTA, and TALB provide many economic services for members; services that can actually offset your dues costs. These include:

TALB Survivors' Benefit

Included in your TALB dues, each member is eligible for a $3,000 survivor benefit. It is one way the Association helps families upon the death of a member. Make sure your beneficiary card is on file at the TALB office. Contact Ingrid Perez at the TALB office at (562) 492-1476 or email ingrid@talb.org to see if your card is current.

The families of all TALB members receive assistance from TALB professional staff in the event of the death of a TALB member.

CTA Death, Accidental Death and Dismemberment Benefits

Included in your CTA dues, each member is eligible for up to a $2,000 death benefit plus up to $10,000 in accidental and dismemberment benefits. To register a beneficiary for this important benefit, call CTA Risk Management/Economic Services at (650) 697-1400, Extension 206.

NEA Dues-Tab Insurance

Dues-Tab is a no cost NEA membership benefit consisting of a life insurance benefit, an accidental death and dismemberment benefit, and a special $50,000 benefit for covered accidents that occur while on the job or serving as an Association leader. For information and a beneficiary registration form, call NEA Member Benefits at 1-800-637-4636.

Please note: A separate beneficiary card is required for each of the TALB, LBUSD, CTA and NEA insurance.

FACT Foundation

2835 N. Naomi Street, Suite 300, Burbank, CA 91504

Works closely with CTA; provides a program of financial aid for active and retired members and housing for retired teachers with ten retirement communities in Southern California. The FACT Foundation also manages the Disaster Assistance Program which has grants and loans available to teachers for disaster relief. Active CTA members, as well as retired members, contribute to the costs for these services. Call the FACT office at (818) 729-8105.

Insurance

Any member who takes advantage of all the kinds of insurance made available through affiliation with the United Education Profession can save far more than the annual dues each year - and get coverage superior to that which might be obtained otherwise.

Term Life

Life Insurance Plan underwritten by:

The Prudential Insurance Company of America
(available from NEA Member Benefits)
1201 16th Street, N.W.
Washington, D.C. 20036
1-800-637-4636

Accidental Death and Dismemberment

NEA sponsored through Prudential. See "Term Life" above.

Group Life

Group Insurance Plan through Standard Insurance Company, 1-800-522-0406.

Supplemental Life

Group Insurance Plan through Standard Insurance Company, 1-800-522-0406.

Income Protection

Group Insurance Plan through Standard Insurance Company, 1-800-522-0406.

Homeowners/Rental

Cal Casualty (A+ Auto & Home Insurance Plus), 1-877-999-8954.

Auto, Boat, RV, Motorcycle

Cal Casualty (A+ Auto & Home Insurance Plus), 1-877-999-8954.

First Financial Federal Credit Union

With assets of $260 million, providing interest producing share draft accounts, saving opportunities, as will as minimum cost interest loans with summer repayment skips (if requested); and savings and loan account insurance protection at no extra cost: 800/537-8491, call Monday-Friday, 7:00 a.m. - 7:00 p.m. and Saturday, 9:00 a.m. - 1:00 p.m. Offices: Lakewood, Los Angeles, Orange County and more.

Dollar-Saving Programs

Available from TSA Special Services, 1-800-540-2373, www.tsaspecialservices.com

• Travel-Tours, Charters, Cruises: High quality, low price offerings to virtually all popular destinations designed for CTA members, their families and often their invited guests.
• Other Special Services Programs: Travel insurance, credit card protection, low interest - low annual fee credit cards, low magazine subscription rates, car rental discounts, plus other CTA and NEA Special Services programs.
• Entertainment: Tickets to most major attractions at discount.